The Tax Preparers & Credit Repair Fix Kit
Built for tax preparers and credit repair businesses.
If you're a tax preparer or work in credit repair, the number that matters most usually isn't your annual income — it's whether your business practices (upfront fees, written contracts, PTIN status) actually comply with the federal rules that govern this exact work. This kit finds where the money leaks in your own work and gives you the steps and the words to close each one.
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The 6 leaks it covers
3 you can close it · 3 a pro decides
- Budgeting off an annual average when the money comes in a few monthsWhere to look first: Pull your bank deposits for the last 12 months and add them up month by month.Keep it from coming back: Set the reserve target before the season starts. Move money into it every week of the busy months.You can close it
- Annual pay not checked against own hours and the federal pay figureWhere to look first: Add up what you earned from tax prep last year, after your own costs.Keep it from coming back: Track time per return type this season. Set next season's fees from that before the season opens.You can close it
- Preparing returns for pay without a current PTINWhere to look first: Anyone paid to prepare, or help prepare, federal tax returns needs a valid PTIN, and it goes on every return they prepare. PTINs must be renewed every year and expire on 31 December of the year they were issued for.Keep it from coming back: Renew your PTIN every year during the IRS renewal season in the fall, before it expires on 31 December. Check every preparer's PTIN before the season opens.You can close it
- Credit repair billing exposed to refund-of-everything claims, reaching the owner tooWhere to look first: List every credit repair client: what they paid, when, and what work was finished at that date.Keep it from coming back: Before anyone pays or signs: separate disclosure handed over, contract signed and dated, and no fee before the work is finished. Keep business and personal money in separate accounts.A pro decides
- Credit repair fees taken before the promised work is fully doneWhere to look first: List every fee you take: setup fee, deposit, first month, monthly subscription. For each, write when it's charged and what work is finished by then.Keep it from coming back: No charge until the work it pays for is finished and logged. The separate disclosure goes to every client before they sign.A pro decides
- Self-employment tax not set aside on uneven, filing-season-heavy incomeWhere to look first: Open a separate account used only for taxes. Every time you're paid, move a set share there that day, before you spend anything.Keep it from coming back: Set the tax account up before the season opens. Move the share every time you're paid.A pro decides
Free: one full leak from this kit
No sign-up, no email. Here is leak 1 of 6 exactly as it appears in the kit, so you can see what you get before you buy.
Budgeting off an annual average when the money comes in a few months
You can close it- Pull your bank deposits for the last 12 months and add them up month by month.
- Mark your busy months and your slow months.
- Add up your fixed bills for the full year: rent, software, insurance, your own living costs.
- During the busy months, put away enough to cover the slow months' bills. That's your reserve.
- Pay yourself the same amount each month from the reserve so the slow months don't surprise you.
- If you want off-season income, look at work your credentials allow, like bookkeeping, extension returns or prior-year returns.
Your part: Move the money, decide your draw, and decide whether to offer off-season services.
OFF-SEASON MESSAGE TO CLIENTS: Hi [CLIENT NAME], Tax season is over, but I'm still here. From [MONTH] to [MONTH] I'm taking on [SERVICE: e.g. bookkeeping catch-up, organizing records for next year, extension returns]. If that would help you, call [PHONE] or reply here to book a time. Thanks, [YOUR NAME] [COMPANY]
Set the reserve target before the season starts. Move money into it every week of the busy months.
What this kit can't decide for you: Budget figures come from your own records only. Services you offer must be within your own credential; we do not advise which.
That's 1 of 6. The other 5 come the same way in the kit: steps, words to send, a habit to keep each one closed.
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
What people in this work look up
When tax preparers and credit repair businesses go looking for answers, they search things like “tax preparer business”, “ptin renewal”, “tax preparation business” and “tax preparer fees”. Those searches turn up forms, averages and other people's numbers. This kit starts from your own records instead: the 6 places money leaks in this work, where to look first and the words to send to close each one.
What you get for each leak
- Numbered steps to close each leak
- Your part, spelled out
- Words you can use: letters and scripts, ready to send (fill in the brackets)
- A habit that keeps each leak from coming back
- An honest line on what the kit can't decide for you
A page from the kit
Questions people ask
Do I need a current PTIN?
Yes, to prepare returns for pay. The kit flags it.
How should a seasonal tax business budget?
Not off an annual average when money comes in a few months. The kit shows how.
Can credit repair fees be taken up front?
Not before the promised work is done. The kit flags the rules.
What it can't decide for you
This kit works from your own records. It doesn't give legal, tax, licensing or financial advice, and it never tells you what to charge. Where a CPA, attorney, insurer or state board makes the call, the kit says so and gets your records ready for them.
10-page PDF · instant download after payment · Code VYR-KIT-LEDGER-01
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
Use Jobber or Housecall Pro? Run the free leak check — it reads your job export in your browser and shows the money leaks the software doesn't flag. Nothing is uploaded.