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Paycheck Check: Overtime, Breaks & Pay Stubs

The Hourly Workers Fix Kit

Built for hourly W-2 workers who want to check their own paycheck.

Your pay stub is a settlement statement your employer writes — you never authored a line of it, and in about ten states the law does not require it to show your hours or your rate at all. This kit finds where the money leaks in your own work and gives you the steps and the words to close each one.

$79

Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms

The 8 leaks it covers

8 the other side owes it

Free: one full leak from this kit

No sign-up, no email. Here is leak 1 of 8 exactly as it appears in the kit, so you can see what you get before you buy.

Missed breaks or pay below the minimum wage that applies where you work

The other side owes it
What to do
  1. Look up your state labor department's page on minimum wage and breaks. Your city or county may have its own higher minimum too. For most workers, the highest of the federal, state and local minimums is the one that applies to you.
  2. Check if your state requires a meal or rest break for your shift length - many don't, some do.
  3. For each pay period, divide your gross pay by the hours you actually worked and compare it to the highest minimum that applies.
  4. Write down every shift your break was missed or cut short, the same day.
  5. Take your list to payroll. If it isn't fixed, your state labor department or the U.S. DOL Wage and Hour Division (1-866-487-9243) takes complaints.

Your part: Confirm the rule with your state labor department, send the letter, and decide whether to file a complaint.

Words you can use
LETTER TO PAYROLL (email):
Subject: Missed breaks and pay check - [YOUR NAME], ID [EMPLOYEE ID]

Hi [PAYROLL / HR NAME],

I've kept a record of my shifts since [DATE]. On these dates I did not get the [MEAL / REST] break I understand [STATE] requires for my shift length: [DATES]. On these pay periods my pay per hour worked came out to [AMOUNT], which is below the [STATE / CITY] minimum of [AMOUNT]: [PAY PERIODS].

My records are attached. Could you please review these dates, correct anything owed, and let me know in writing what you find?

Thank you,
[YOUR NAME]
[DEPARTMENT] | [PHONE]
Keep it from coming back

When you start a job, write down your state's break rule and the minimum that applies. Log every missed break the same day.

What this kit can't decide for you: Break and minimum wage rules are state- and city-specific; the internal 50-state matrix must be the source for your state. Whether a missed break is owed money is for the state agency or an attorney.

That's 1 of 8. The other 7 come the same way in the kit: steps, words to send, a habit to keep each one closed.

$79

Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms

What people in this work look up

When hourly W-2 workers go looking for answers, they search things like “paycheck calculator”, “pay stub”, “overtime calculator” and “wage theft”. Those searches turn up forms, averages and other people's numbers. This kit starts from your own records instead: the 8 places money leaks in this work, where to look first and the words to send to close each one.

What you get for each leak

A page from the kit

Sample page from the Hourly Workers Fix Kit

Questions people ask

How do I know my overtime is figured right?

Overtime has to include bonuses and differentials, not just base pay. The kit shows how to check your stub.

Is time-clock rounding legal?

Rounding that only ever rounds against you is a leak the kit covers.

Who has to prove my hours?

Many workers think it's their job. The kit shows what records the employer keeps and what to keep yourself.

What it can't decide for you

This kit works from your own records. It doesn't give legal, tax, licensing or financial advice, and it never tells you what to charge. Where a CPA, attorney, insurer or state board makes the call, the kit says so and gets your records ready for them.

12-page PDF · instant download after payment · Code VYR-KIT-STUBBS-01

$79

Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms

Not sure this is your kit? Ask Vera — tell her what you do and she'll show you what fits.

Use Jobber or Housecall Pro? Run the free leak check — it reads your job export in your browser and shows the money leaks the software doesn't flag. Nothing is uploaded.

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